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• Which plan?

• Are you...?

• Still not sure?

• DRES

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Which Plan is Right for You? How would you describe your current situation? [click on the description that best fits] You’re Panicked : You have no discretionary income. You do not make enough to pay all of your minimum payments each month. You’re starting to feel as though bankruptcy may be your only option.         That sounds like me >> OR You’re Nervous: You have almost no discretionary income and are living paycheck to paycheck. Assuming the month brings no unexpected expenses, you are just able to make your monthly payments.   You fear that any mishap will do you in.         That sounds like me >>  OR            You’re Frustrated: You have a bit of discretionary income, but you can’t seem to get ahead because of your credit card debt. You need to start saving for your retirement or your kids’ college but just don’t seem to have the time or the discipline to do so. You want to protect your credit rating at all costs.         That sounds like me >>  OR You’re Annoyed: You’re a college graduate starting a new career. The student loan you obtained through a government program was a bad deal. Too much of your starting income is going toward repayment of this loan.         That sounds like me >>

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