"Why do I need you? Can't I do it myself?"
Of course you can! In fact, why haven't you already?
We’re not being flippant; there are a number of reasons people fail with their own ADE-styled programs — time to organize and launch it is the most obvious. But the biggest reason is human nature. Every month as folks look at that few hundred dollars of power-down money, they think twice. Boy, they could sure use it somewhere else this month. Maybe they could skip paying down on a debt just this month, what difference would it make? They may hold firm several months before giving in, but eventually that power-down money gets spent somewhere else. The second time, everyone gives in sooner, and by the time they give in the third time, the plan is in a shambles. It’s just human nature. It’s what gets us all into debt in the first place, and it’s what our creditors are literally banking on to keep us making them rich.
It only takes a few slip-ups to cost you more in additional interest than our modest fee would have cost you.
So the ADE program could be seen as an insurance policy against your own human nature. By writing a single check each month, clients cease to even see that extra couple of hundred dollars. The temptation to spend it vanishes, and that power-down money, growing more potent with each passing month, quietly goes about working miracles.
We have clients who fall in love with their ADEs and hang onto them even after their debts are paid off. For these folks we now send what has essentially become “forgotten money” to the investment vehicles of their choice. Families that originally came to us in financial trouble have, in a few short years, been smoothly transformed into families of modest wealth — often through the use of this one program alone. It’s that good!
|